Quick Reference Guides

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We've created Quick Reference Guides (QRGs) that provide you with compliance assistance at your fingertips on a variety of topics.  They are laminated to help withstand heavy use...and coffee spills.  

Type of Participant	Cost
Premium Member	$7.95*
Non-Premium Member	$9.95*
Regulation Z Set ** Complete set of all of our Quick Reference Guides	$25 for Premium Members and $30 for Non-Members $65 for Premium Members and $80 for Non-Members(You save over $30!)

* A bulk-rate discount is available when 10 or more of the same QRG are ordered (You save $1.00/guide when ordering 10 or more of any title), click here.

** Recent released changes to Regulation Z will have significant impact on advertising and lending practices. Where available, new Quick Reference Guides reflecting the 2009/2010 changes to Regulation Z are noted below.

Need more information?  Contact us today by calling us at 800-547-2462 x 2, or e-mailing us at MRSCompliance@metavante.com.

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+ Complete Quick Reference Guide Set Non-Member Price: $80.00 (plus applicable sales tax) Bulk discount is available for this product when ordering 10 or more. Click here to order. Because you may not know which regulatory guide is right for your organization, we are pleased to now offer a complete set of our comprehensive regulatory guides for only $80 ($65 for Premium Members and Bankway clients). Of course, you can still order individual guides at any time. Complete Set to include one of each of the following titles: Disclosure Requirement - Secured by a Principal Dwelling Disclosure Requirement - Secured by a Non-Principal Dwelling Regulation D Advertising Deposits and Non-Deposit Investment Products Advertising Loan Products Regulation O Flood Insurance High Priced Loans  Finance Charges Commercial Lending FDIC Insurance Good Faith Estimate and HUD Settlement Statement Funds Availability Qty:     Contact us for more information on this Product
+ Regulation Z Quick Reference Guide Set Non-Member Price: $30.00 (plus applicable sales tax) Bulk discount is available for this product when ordering 10 or more. Click here to order. Because you may not know which regulatory guide is right for your organization, we are pleased to now offer a complete set of our comprehensive regulatory Regulation Z guides for only $30 ($25 for Premium Members and Bankway clients) -a savings of $9.80 ($6.80 for members)! Of course, you can still order individual guides at any time. Complete Regulation Z Set to include one of each of the following titles: Disclosure Requirement - Secured by a Principal Dwelling Disclosure Requirement - Secured by a Non-Principal Dwelling Advertising Deposits and Non-Deposit Investment Products Advertising Loan Products  High Priced Loans    Qty:     Contact us for more information on this Product
+ Advertising Deposits and Non-Deposit Investment Products Quick Reference Guide Non-Member Price: $9.95 (plus applicable sales tax) Bulk discount is available for this product when ordering 10 or more. Click here to order. There are very specific and sometimes very technical federal regulations for the advertising of financial institution products. Sometimes the rules change based upon the media used and the rules are never intuitive. There are also rules that prohibit certain marketing practices. Knowledge of federal regulations is mandatory for a compliant advertising and marketing program for a financial institution.  There are so many rules that we had to split our guides into two!  Our Deposits guide is now on one page and contains information on how to advertise non-deposit investment products. Our Loan products guide has been updated for the open-end advertising rules effective July 1, 2010. Click here to see a sample of this guide. Qty:     Contact us for more information on this Product
+ Advertising Loan Products Quick Reference Guide Non-Member Price: $9.95 (plus applicable sales tax) Bulk discount is available for this product when ordering 10 or more. Click here to order. There are very specific and sometimes very technical federal regulations for the advertising of financial institution products. Sometimes the rules change based upon the media used and the rules are never intuitive. There are also rules that prohibit certain marketing practices. Knowledge of federal regulations is mandatory for a compliant advertising and marketing program for a financial institution.  There are so many rules that we had to split our guides into two!  Our Deposits guide is now on one page and contains information on how to advertise non-deposit investment products. Our Loan products guide has been updated for the open-end advertising rules effective July 1, 2010. Click here to see a sample of this guide. Qty:     Contact us for more information on this Product
+ Commercial Lending Quick Reference Guide Non-Member Price: $9.95 (plus applicable sales tax) Bulk discount is available for this product when ordering 10 or more. Click here to order. At last ----- a compliance training tool for the untrainable. A compliance resource for the unresourceful. The Commercial Lending Quick Reference Guide is designed for the commercial lender. It sets out for each loan and collateral type the regulations that must be followed. It also describes regulations that must be followed in certain circumstances. The Commercial Lending Quick Reference Guide is an indispensable resource for everyone in your institution who has commercial lending responsibilities. No longer can a commercial lender claim that he or she did not know that a particular regulation applied to his or her loan. Order a copy for each commercial lender in your institution. The Commercial Lending Quick Reference Guide includes every regulation that impacts commercial lenders including Regulations B, C, O, U, W, BB, the flood rules, the Fair Credit Reporting Act, real estate appraisal standards and loan to value requirements, the Bank Secrecy Act, OFAC and the CERCLA rules. Click here to see a sample of this guide. Qty:     Contact us for more information on this Product
+ Disclosure Requirement - Secured by a Non-Principal Dwelling Quick Reference Guide Non-Member Price: $9.95 (plus applicable sales tax) Bulk discount is available for this product when ordering 10 or more. Click here to order. With the lengthy and complex new Regulation Z changes, meeting your regulatory requirements in consumer lending is a bigger challenge than ever! Help keep your lenders compliant with our new Quick Reference Guide for loans that are secured by second homes, vacation homes and other non-principal dwellings. This Quick Reference Guide reflects the Regulation Z changes that went into effect in 2009 and 2010, as well as other regulatory requirements such as HMDA, RESPA and Regulation B. Click here to see a sample of this guide.   Qty:     Contact us for more information on this Product
+ Disclosure Requirement - Secured by a Principal Dwelling Quick Reference Guide Non-Member Price: $9.95 (plus applicable sales tax) Bulk discount is available for this product when ordering 10 or more. Click here to order. No Residential Loan Officer should be without the Disclosure Requirements Quick Reference Guide! What are the disclosure requirements and when must the disclosures be given? What regulations apply and when? This essential guide contains all the federal regulations for making a loan secured by the borrower's principal residence. We have condensed all requirements into three pages comprised of an easy-to-read table and detailed notes. Each of the RESPA, Regulation Z and HMDA requirements based upon the loan type, loan purpose and priority of lien are detailed in this guide. In addition, we have included the regulatory requirements of other rules that always apply and the requirements of the rules that only apply under certain conditions. Click here to see a sample of this guide. Qty:     Contact us for more information on this Product
+ FDIC Insurance Non-Member Price: $9.95 (plus applicable sales tax) Bulk discount is available for this product when ordering 10 or more. Click here to order. With the various new FDIC insurance rules issued by Congress and the FDIC in 2008 and 2009, explaining FDIC insurance to staff and customers can be challenging.  This laminated, succinct, easy to use guide makes understanding and explaining FDIC insurance a cinch and is a must-have for every teller and customer service representative. Click here to see a sample of this guide. Qty:     Contact us for more information on this Product
+ Finance Charges Quick Reference Guide Non-Member Price: $9.95 (plus applicable sales tax) Bulk discount is available for this product when ordering 10 or more. Click here to order. It can be difficult to know what charges are considered finance charges for Regulation Z purposes. But did you know that some common charges, like credit report fees, may in fact be finance charges, depending on the nature of your transaction? Worse yet, many loan officers, staff who prepare loan documents, and internal compliance and audit personnel don't completely understand finance charges, which could be subjecting your institution to reimbursable violations and even rescission problems! Don't let this complex and confusing issue get the better of your institution! Our short, easy-to-use flowchart is the simplest way to accurately identify finance charges, and will be an invaluable tool for every member of your loan, compliance and internal audit departments. Click here to see a sample of this guide. Qty:     Contact us for more information on this Product
+ Flood Insurance Quick Reference Guide Non-Member Price: $9.95 (plus applicable sales tax) Bulk discount is available for this product when ordering 10 or more. Click here to order. Flood insurance has traditionally been a painful form of "water torture" for financial institutions. Regulatory enforcement of the rules has been inconsistent and sporadic. Clear, actionable information has been hard to come by. But failure to comply is not an option. With increased frequency, regulated financial institutions are being criticized by examiners and fined for failures to handle their flood insurance responsibilities properly. And if a flood disaster ever hits your loan portfolio, the cost of non-compliance will likely be magnified tenfold by the lawsuits from soggy property owners who blame your institution for their uninsured or under-insured losses. Our Flood Insurance Quick Reference Guide is an essential tool for lenders, auditors, and compliance personnel who need to sort through the often confusing flood insurance rules on their way to making safe and sound lending decisions. Click here to see a sample of this guide. Qty:     Contact us for more information on this Product
+ Funds Availability Quick Reference Guide - Updated for 2010 Non-Member Price: $9.95 (plus applicable sales tax) Bulk discount is available for this product when ordering 10 or more. Click here to order. No one can be expected to remember all of the Regulation CC rules for when a deposit must be made available for withdrawal.  Make funds availability easy with our Funds Availability Quick Reference Guide.  This guide is a short, easy to use guide showing you and your staff the time periods that apply to different types of items under standard availability periods as well as case by case and exception holds.  It is an indispensable tool for tellers, customer service representatives, branch managers and compliance staff. Note - This guide has been updated to reflect the February 2010 elimination of nonlocal checks. Click here to see a sample of this guide. Qty:     Contact us for more information on this Product
+ Good Faith Estimate and HUD Settlement Statement Quick Reference Guide Non-Member Price: $9.95 (plus applicable sales tax) Bulk discount is available for this product when ordering 10 or more. Click here to order. The rules for the GFE and HUD-1 forms that go into effect on January 1, 2010 are complicated enough without worrying about where on the form a fee should be disclosed.  Lenders are confused, compliance officers are concerned, and management is just plain exasperated by the complexity of the new rules.  Make everyone's life just a little easier with this clear, easy to read, and even easier to apply short, laminated cheatsheet on how almost 100 different fees should be disclosed on the new GFE and HUD-1 forms.  For each fee, this quick reference guide walks through the correct GFE block and HUD-1 line on which to disclose the fee and the tolerance that applies, depending on factors such as the nature of the fee, who is providing the services and whether the services are required by the lender.  It's a must-have for your mortgage brokers, lenders and closing agents. Click here to see a sample of this guide. Qty:     Contact us for more information on this Product
+ High Priced Loans Quick Reference Guide Non-Member Price: $9.95 (plus applicable sales tax) Bulk discount is available for this product when ordering 10 or more. Click here to order. Are you uncertain what HOEPA is and how it works? Are you unsure how the higher priced mortgage loan requirements that become effective in 2009 will affect you? You're not alone. Many lenders, auditors and compliance professionals are confused about these issues, and may not recognize or identify these loans until after they're closed, causing not only Regulation Z violations but rescission problems as well! Avoid the violations, losses and incredible headaches with our High Priced Loans Quick Reference Guide. Click here to see a sample of this guide. Qty:     Contact us for more information on this Product
+ Regulation D Quick Reference Guide Non-Member Price: $9.95 (plus applicable sales tax) Bulk discount is available for this product when ordering 10 or more. Click here to order. This Quick Reference Guide is a must for deposit operations and compliance staff who are required to monitor excess transactions from savings accounts. Take all the guess work out of understanding the ins and outs of Regulation D. This guide defines the types and number of permissible transfers that can be made from a savings account during a statement cycle and still retain its savings deposit status. It also provides guidance on dealing with excessive transactions and how to handle willful violations. Click here to see a sample of this guide. Qty:     Contact us for more information on this Product
+ Regulation O: Loans to Insiders Quick Reference Guide Non-Member Price: $9.95 (plus applicable sales tax) Bulk discount is available for this product when ordering 10 or more. Click here to order. Make sure you are doing what you need to do to keep your institution out of harms way. Understand with absolute certainty that the examiners will look closely at your insiders' loan transactions and deposit accounts during every examination, and that errors on insider relationships will not go unnoticed. More important, if an examiner sees that your management will not comply with the federal regulations governing their own loans, that is a pretty bright red flag that things may be amiss elsewhere. Regulation O compliance therefore is critical to keeping your institution out of regulatory harm's way! Our new QRG will help make Regulation O's mission critical rules understandable and easier to comply with. This one page, laminated guide details each of the requirements of Regulation O that apply to each category of insider. It also provides plain English definitions of each of the terms used in Regulation O so that there can be no confusion who the various rules apply to. This guide is an indispensable tool for compliance, audit, and lending personnel who are responsible for originating, servicing, auditing, or quality assurance of loans made to insiders. This guide would also be a valuable tool for your executive officers and each member of your Board of Directors. Click here to see a sample of this guide. Qty:     Contact us for more information on this Product